Preventative health plans that actually work.
Imagine saving thousands in taxes while offering your employees no-cost health benefits.
Kingston Advantage and Capstone Advantage plans, powered by the Wellution AI wellness platform, help your employees save money and stay healthy.
40%
Fewer ER visits
$700+
Annual FICA savings
See How Much Your Company Could Save
Use our Section 125 Savings Calculator to see exact FICA tax savings, employee take-home increases, and ROI for your company size.
Try the CalculatorAvg Employer Savings Per Employee
Monthly Take-Home Increase
Fewer ER Visits
Free Prescriptions
How It Works
Three simple steps to transform your employee benefits.
Learn
Understand how Section 125 plans and the Wellution platform work for your organization's unique needs.
Enroll
We handle everything: plan setup, payroll integration, and employee onboarding in 2 to 6 weeks.
Thrive
Watch your team save money, reduce stress, and build a healthier, more engaged workforce.
Choose Your Plan
Whether you are a small business or growing enterprise, we have a plan that works for you.
Kingston Advantage
Section 125 Medical Expense Reimbursement
The flexible, tax-advantaged choice. Pre-tax reimbursement for eligible medical expenses with CPC audit protection included.
- ✓Pre-tax medical expense reimbursement
- ✓CPC audit protection
- ✓Wellution platform access
- ✓GoLexi virtual pet vet (24/7/365)
- ✓1,100+ free prescriptions
- ✓Flexible for 10 to 150 employee groups
- ✓HSA-compatible structure
Capstone Advantage
Indemnity-Based Benefits (10+ Employees)
Seamless payroll integration with comprehensive coverage. ACA-compliant indemnity plan with $0 copay telehealth ranked #1 by J.D. Power.
- ✓Indemnity-based coverage structure
- ✓Seamless payroll integration
- ✓Wellution platform access
- ✓GoLexi virtual pet vet (24/7/365)
- ✓1,100+ free prescriptions
- ✓For 10+ employee groups
- ✓Managed claims administration
Powered by Wellution
An AI-driven wellness platform that makes preventative health benefits simple and effective.
24/7 Telehealth ($0 Copay)
Virtual ER, primary care, behavioral health, dermatology, and urgent care. Ranked #1 by J.D. Power 4 years running.
1,100+ Free Prescriptions
Access to generic medications at no cost to employees
Peer-to-Peer Counseling
Mental health support from trained professionals
Annual No-Cost Blood Test
AI-driven lab tracking with a free annual blood test for every employee
Fitness and Nutrition Library
Customizable meal plans, workout routines, and wellness content on demand
GoLexi Virtual Pet Vet
24/7/365 virtual pet consultations for your furry family members
Science-Backed Wellness
Maximum Benefits partners with Gary Brecka, human biologist, Capstone Brand Ambassador, and founder of The Ultimate Human, to bring science-backed wellness to your workforce. With over 1 billion social media views and proven results, Gary's approach to preventative health is transforming how companies think about employee benefits. Members get exclusive access to Ultimate Human VIP.
"Most people have forgotten how good normal really feels." — Gary Brecka
Learn About Gary BreckaWhat Employers Are Saying
We saved $35,000 in FICA taxes the first year. Our team loves the wellness benefits.
Sarah Mitchell
HR Director
HVAC Solutions Inc.
Turnover dropped 15% after implementing Kingston Advantage. Employees appreciate the flexibility.
Dr. James Chen
Founder
Healthcare Staffing Group
The Wellution platform made it easy for our team to access preventative care. Best decision we made.
Marcus Johnson
Owner
Johnson Retail Group
Ready to Transform Your Benefits?
Book a free presentation today. Bruce Mack from GP Agency will show you exact savings and help you implement Kingston Advantage or Capstone Advantage.
Book Your Free Presentation